I have recently been looking at properties. I am thinking about buying something for myself rather than wasting so much money renting all of the time. I think it would be nice to get on the property ladder, especially at the moment when house prices are low, people are desperate to sell and you can make good offers for things. I have seen some fabulous things such as some Asheville townhomes which look extremely luxurious and just the sort of thing that I have aspired to own. I can imagine my friends and family drawing up at that sort of place being really impressed by how lovely the house looks and how nice the area is before they came inside and saw that the house was even better inside. Realistically I think I need to aim for something less pricey to start with but there is nothing wring with having a dream house to work towards. I have still been looking at Real estate in Asheville but making sure that it is something which I can realistically afford. I want to make sure that if the interest rates increase and if prices go up, I will still be able to afford the mortgage payments. Therefore I looking to start with something quite small and then I can always upgrade to a bigger place when I have someone to help pay the bills or I get a significant salary rise. It is all very exciting and I see getting a small place as a step towards the fantastic houses which I really want to own in the future. I am sure that I am doing the right thing and as I am sensible with money I will make sure that I keep some in a savings account and try to pay off big chunks of my mortgage with any other money that I have spare so that I can get something bigger as quickly as possible but still making sure that I will not get myself into trouble.

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